TERMS OF SERVICE

Tarot AI

Last Updated: [Date]

These Terms of Service ("Terms") govern your use of the Tarot AI website located at [URL] and all related services (collectively, the "Service") operated by [Company Name/Individual Name], a citizen of Canada (the "Owner", "we", "us", or "our").

IMPORTANT: BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

1. GENERAL PROVISIONS

1.1. Jurisdiction. The Service is operated and controlled from Canada. These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada, without regard to conflict of law principles.

1.2. Age Requirement. The Service is intended solely for individuals who have reached the age of majority in their jurisdiction (typically 18 years or older). By using the Service, you represent and warrant that you have full legal capacity to enter into a binding agreement.

1.3. Modifications. We reserve the right to modify these Terms at any time without prior notice. The updated version becomes effective immediately upon posting. Continued use of the Service constitutes acceptance of the modified Terms.

2. DISCLAIMER OF WARRANTIES

PLEASE READ CAREFULLY:

2.1. Entertainment Purposes Only. The Tarot AI Service uses artificial intelligence (AI) algorithms to generate interpretations of Tarot card readings. All results are provided for entertainment purposes only.

2.2. Not Professional Advice. Information obtained through the Service is NOT and cannot replace professional consultation in:

• Medical matters (diagnosis, treatment)
• Psychological/Psychiatric care
• Legal advice
• Financial or investment guidance

2.3. No Guarantees. We make no representations or warranties regarding the accuracy, reliability, completeness, or usefulness of any predictions or interpretations. AI may generate inaccurate or "hallucinated" content that does not reflect reality.

2.4. Personal Responsibility. You assume full responsibility for any decisions or actions taken based on information obtained from the Service. The Owner is not liable for any damages, losses, or negative consequences (direct or indirect) arising from your use of the Service.

3. ACCOUNT AND ACCESS

3.1. To access the Service, you will be provided with a unique identifier (Access Code). You are responsible for maintaining the confidentiality of this code.

3.2. We reserve the right to suspend or terminate your access to the Service at any time, without prior notice and without explanation, if you violate these Terms.

4. PAYMENT, CREDITS, AND REFUNDS

4.1. Internal Currency. The Service uses a system of "Credits" to pay for services. Credits have no real monetary value outside the Service and do not constitute currency, cryptocurrency, or financial instruments.

4.2. Payments. All transactions are processed through Stripe. You agree to comply with Stripe's terms of use. We do not store your complete credit card information.

4.3. Final Sale. All Credit purchases are final and non-refundable, except where expressly required by consumer protection laws in your jurisdiction that cannot be contractually excluded.

4.4. In case of technical errors (e.g., double charging), please contact us at [Your Email] for resolution.

5. INTELLECTUAL PROPERTY

5.1. All Service content, including software code, text, logos, graphics, design, and algorithms, is owned by the Owner and protected by Canadian and international copyright laws.

5.2. Tarot card images used in the Service (based on the Rider-Waite deck) are in the public domain.

5.3. You are granted a limited, revocable, non-exclusive license for personal, non-commercial use of the Service. You may not copy, modify, distribute, or create derivative works based on the Service without written permission.

6. PRIVACY

6.1. Your use of the Service is also governed by our Privacy Policy, which complies with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).

6.2. We respect your anonymity. We do not collect your full name or home address unless you voluntarily provide them (e.g., for newsletters).

7. LIMITATION OF LIABILITY

7.1. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE OWNER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR REPUTATION.

7.2. THE OWNER'S TOTAL LIABILITY FOR ANY CLAIMS RELATED TO THE SERVICE SHALL BE LIMITED TO THE AMOUNT YOU ACTUALLY PAID US IN THE LAST THREE (3) MONTHS, OR CAD $50 (IF NO PAYMENTS WERE MADE).

8. DISPUTE RESOLUTION AND GOVERNING LAW

8.1. Governing Law. These Terms are governed by the laws of Canada without regard to conflict of law principles.

8.2. Venue. You agree that any legal actions or proceedings arising from or related to the Service must be filed exclusively in the courts located in [City, e.g., Toronto, Vancouver], Canada, and you unconditionally consent to the jurisdiction of such courts.

8.3. Class Action Waiver. You agree to resolve disputes with us only on an individual basis and waive your right to participate as a plaintiff or class member in any class action lawsuit.

9. CONTACT INFORMATION

If you have questions about these Terms, please contact us:

Email: [Your Support Email]
Mailing Address: [Your Address in Canada or PO Box]